The banking industry is anticipating unprecedented change, as the era of Open Banking takes shape. At the heart of this regulatory and technological revolution is the customer, demanding instant, secure and cross-border payments. To satisfy their customers, incumbent banks need to come up with cutting-edge solutions that will completely transform the industry in the coming years. The offering of challenger banks has diversified exponentially unencumbered by old systems and structures. To keep up with the market, traditional players are partnering with FinTechs for a much-needed infusion of innovation.
PayExpo this year will explore all these themes, starting by taking an in-depth look at Open Banking in the UK & around the world, analysing the opportunities and challenges involved.
The conference will then delve into issues regarding the implementation of PSD2, opportunities around AI/ML, the challenges of TPP identity & regulatory checking, instant cross-border payments, SME finance, the future in a world without cash and many more disputed industry topics.
In addition to the world-class content, you'll also have access to over 60 leading payments in the exhibition hall where experts will be on-hand to support your business.
Retail banks qualify for free passes with unrestricted access to all event content, exhibition and networking.
Why you should be there
We have designed dedicated conference sessions to ensure you leave with all the know-how and insight about Open Banking, PSD2, instant and cross-border payments, AI/ML you need to take your business to new heights. Join us next October to:
- Find out how Open Banking is shaping customer platforms through API's
- Meet the FinTechs that have the potential to become your future partners
- Hear from regulators and experts in our dedicated conference sessions or over a coffee
- Understand the security requirements that come with opening access to data as liability becomes an issue
Free tickets are available for retail banks, government, regulators, retailers and other merchants
I think it’s interesting to see so many different people from different companies and backgrounds coming together with different interests in payments. It’s not often seen as a sexy topic but there is a lot of interest in it here. Yeah, really good! "
Scott Galley and Jonathan Crook,
Lloyds Banking Group
)
)
)
)
)
)
)
2019 Banking Conference Stream Agenda
October 08, 2019
-
- Banking
Theatre 1Contactless mobile payments and app-based payments are increasingly taking over cash. With Millennials & Generation Z accelerating the trend and recent ATM closures, discuss the future of cash in the UK and beyond. -
- Banking
Theatre 1API’s facilitate not only the dissemination of knowledge, insight and actionable intelligence but also the design of other innovative online services. These APIs have become the foundational building blocks for new services, enabling enterprise agility and seamless customer experience across devices and platforms however the market now demands single, simple APIs that integrate with multiple internal services as well as external APIs. Considering the different data structures, workflows and security considerations involved, hear more about the challenges of creating such a singular point of query; a single, simple API for all your compliance needs.
-
- Banking
Theatre 1 -
- Banking
Theatre 1 -
- Banking
Theatre 1 -
- Banking
Theatre 1 -
- Banking
Theatre 1 -
- Banking
Theatre 1Join our expert panel to discuss trends in Cross-Border payments and International Trade. Find out what are the opportunities for banks and other payment companies & how DLT technology can transform the landscape -
- Banking
Theatre 1With more and more competition from challenger banks and other start-ups, banks need to fight harder to stay relevant. The need of the hour is a flexible and agile operating environment, however, legacy systems in traditional banks have hard coded rules. This panel will discuss how banks need to overcome the limitation of their legacy systems and work on shifting the company’s culture. -
- Banking
Theatre 1TransferMate has built one of the largest portfolios of payment licenses worldwide, including in 51 US states and territories, to support trading in 162 countries and 134 currencies. Some of the world’s leading banks and software providers use TransferMate’s payment infrastructure to enhance their customer experience, ultimately providing better exchange rates, greater transparency and improved reconciliation. By focusing on licenses and regulation – and creating best-in-class technology – TransferMate has become a premier payments partner for banks like Wells Fargo, AIB, and ING. Learn how to our tech-based solution streamlines international payments for businesses into a highly optimized, error-eliminating, cost-reducing, time-saving process.
-
- Banking
Theatre 1Banks have traditionally viewed serving SMEs as a marginal and low-revenue activity, hear directly from Tide and Clearbank and understand their plans on changing the SME landscape. -
INSTANT, REAL-TIME & CROSS-BORDER PAYMENTS
- Banking
Theatre 1Central banks are getting more and more involved in the settlement of instant retail payments. Get to grips with the reasons behind it and the models used to facilitate the shift toward instant payments. -
- Banking
Theatre 1Since PSD2, it’s been all over the fintech media: Open-Banking and accessible Banking-as-a-Service through Application-Program-Interface (APIs) protocols… Indeed, APIs now form an integral part of the payments and banking landscape. But what are APIs and how do they affect this industry? How can you use APIs to build a banking platform from the ground-up? And what does it take to build these innovative technologies? -
- Banking
Theatre 1 -
- Banking
Theatre 1What is the customer’s journey to buying what they want from where they want and when they want it? Customers change the way they purchase goods or services and the merchant needs to be one-step ahead. How can your provider give you the best solutions to support your business? Payments processors are playing a key part in this transformation.
-
- Banking
Theatre 1Listen to Victoria Cleland share insights based on the Bank’s role in payments. Victoria will reflect on her own experiences from running the UK’s Real Time Gross Settlement service (RTGS), to being a standard-setter for CHAPS and work that the Bank is carrying out to enhance its own operational resilience in relation to payment systems.
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
October 08, 2019
-
- Fintech and the Evolution of Banking
Theatre 2This session will look into the ways in which AI is being used to solve challenges, increase efficiency and transform customer engagements in payments and financial crime compliance. -
- Fintech and the Evolution of Banking
Theatre 2 -
NEO-BANKING, A FAST GROWING CHALLENGE
- Fintech and the Evolution of Banking
Theatre 2 -
- Fintech and the Evolution of Banking
Theatre 2OakNorth has managed to raise over $1bn from investors, achieve a $2.8bn valuation (the highest of any Fintech in Europe), and become profitable ($14m pre-tax profit in 2017 and over $44m in 2018).Amir Nooriala and David Parker will discuss how the business has managed to achieve this by leveraging big data and machine learning. -
- Fintech and the Evolution of Banking
Theatre 2‘move fast and break things’ describes Mr Zuckerberg’s approach to world-conquering technology, but also describes a toddler let loose in a new environment. If we’re serious about developing AI to shape the future, then we need to be grown-up about it; especially those of us in regulated industries - we need to try to ‘move fast’ where possible - but never, ever ‘break things’. Charles Radclyffe, the Head of AI at Fidelity describes how AI Ethics needs to be thought of as separate to Risk and Safety issues such as ‘explainability’, ‘transparency’ and bias; yet why it’s critical to get right if you are to win the trust of customers and colleagues in the quest for delivering AI innovation.
-
- Fintech and the Evolution of Banking
Theatre 2The huge appetite to invest in sexy tech start-ups raises questions about how to really value these technologies. Will they live up to the hype? Understand where investors are looking over the next 6-12 months, get to grips with start-up valuations and identify FinTech trends to follow in 2020. -
- Fintech and the Evolution of Banking
Theatre 2 -
- Fintech and the Evolution of Banking
Theatre 2A banking revolution is in full swing and a new wave of banks is challenging and changing the face of banking. New banks, neo-banks, beta banks and non-banks discuss partnerships, agility & speed, profitability and scalability, payments in-house innovation and the launch of new products. -
- Fintech and the Evolution of Banking
Theatre 2What is the next big thing set to change the payments industry? Join us in our exciting, energy-packed Payments Dragons' Den as three up-and-coming companies showcase their financial services products and programmes, set to revolutionise how people move, manage and spend their money -
- Fintech and the Evolution of Banking
Theatre 2 -
- Fintech and the Evolution of Banking
Theatre 2As challenger banks are achieving mainstream acceptance and adoption, together with stellar valuations, the world watches on, alongside the traditional banks, the regulators and those that think they can do even better. Joanne Dewar, the CEO of Global Processing Services, the Issuer Processor at the heart of the challenger bank race, shares her insight on the common threads of the success stories to date and perspective on what is coming next.
)
)
)
)
)
)
)
)
October 09, 2019
-
- Fintech and the Evolution of Banking
Theatre 1 -
- Fintech and the Evolution of Banking
Theatre 1 -
- Fintech and the Evolution of Banking
Theatre 1There has been industry-wide concern that global tech titans, such as Google, Amazon and Facebook, will enter the financial services market and dominate it. This panel will discuss how financial institutions interact with Google, Apple, Alibaba, Facebook and Amazon. Should they be regulated or partnered with? -
- Fintech and the Evolution of Banking
Theatre 2 -
- Fintech and the Evolution of Banking
Theatre 2 -
- Fintech and the Evolution of Banking
Theatre 2FinTech Bridges are the UK Government’s flagship international FinTech policy and set out to open up new markets for UK FinTech firms overseas and support foreign firms to go global from the UK. The Department for International Trades’ Bridge programs are currently being piloted across Australia and Hong Kong. Each program provides tailored, structured support to cohorts of UK FinTechs aiming to expand into both these bridge markets. Hear first-hand from some of the current cohort FinTechs on their journey and aspirations for going global.
-
- Fintech and the Evolution of Banking
Theatre 2The Mexican ecosystem is the largest across all of Latin America, a standout for the entire region leading in implementing FinTech focused regulation. Mexicans have benefitted from the rise of mobile technology in recent years. The UK Government through the Prosperity Fund has been supporting the Mexican authorities in creating a more inclusive and competitive ecosystem. The Department for International Trade have been leading a FinTech trade mission for the past 3 years. Hear from the FinTechs fresh from their experience exploring the commercial opportunities and engaging with some of the key Mexican stakeholders.
-
- Fintech and the Evolution of Banking
Theatre 2In 2018, Arizona enacted the first regulatory sandbox for fintech in the United States aimed at fostering consumer-benefitting innovation in payments and lending, among others. As other similar programs have since been announced (including more in the U.S.), regulators around the world, led by the U.K.’s Financial Conduct Authority, have inquired into sandbox programs being leveraged as a means of facilitating more cross-border innovation. With the Arizona program’s success, American state regulators are poised to add their experience and expertise to cross-border trials and very well may be the best positioned agencies in the United States to facilitate testing in an area ripe for advancing innovation
-
- Fintech and the Evolution of Banking
Theatre 2 -
- Fintech and the Evolution of Banking
Theatre 2Hear from our industry experts as they forecast what the future holds for the payments industry -
- Fintech and the Evolution of Banking
Theatre 2Global fintech leaders are breaking boundaries of all kinds, including geographic borders in seek of new markets for their products. And, the Americas continue to be a land of opportunity for fintechs with innovative payments solutions. Learn the ins and outs of how your fintech business can conquer the New World.
-
- Fintech and the Evolution of Banking
Theatre 2 -
- Fintech and the Evolution of Banking
Theatre 2
)
)
)
)
)
)
)
)
)
)
)
)
)
)
Had a great time across the two days, very well looked after and heard some interesting things about the industry. Look forward to returning next year!"
Jon Ellis,
Atom Bank
Here are just some of the Banks that attended PayExpo last year.
